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The FCAA mission is to promote quality and professional delivery of financial counseling services. FCAA member agencies assist hundreds of thousands of consumers annually with financial counseling services of all kinds as well as debt management services. Find out more about joining the FCAA.


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AICCCA Appoints Rick Bugado as New Director of Industry Relations

1/15/2014 12:00:00 AM -

Fairfax, VA — In its continuing effort to increase its mission of consumer advocacy, the Association of Independent Consumer Credit Counseling Agencies has announced that Rick Bugado is the new Director of Industry Relations. Bugado previously served three years as a creditor representative to the credit counseling industry, which led him to the AICCCA and his first opportunity to work in the non-profit credit counseling industry.

"Rick expects to be very active in his new assignment and has exciting new directions planned for our involvement with the entire credit granting community," said Dave Jones, president, Association of Independent Consumer Credit Counseling Agencies. "He has the unique perspective of having been on the creditor side of our industry and we look forward to working with Rick to improve and build on our relationships, which will in turn improve our support to consumers."

Prior to his work as credit counseling liaison, Bugado spent 12 years in the financial services sector, first managing alternative contact strategies for collections. This led to an international assignment with a team helping to make significant improvements in Brazil, England and the United Arab Emirates, culminating in assignments of continually increasing responsibility and influence.

Bugado earned a Master of Arts degree in mathematics from San Diego State University and a Bachelor of Arts degree in mathematics from California State University, Sacramento.



Founded in 1993, Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services. AICCCA and its members are focused on improved creditor relations, efficient processes and advanced technology to best serve clients and creditors. AICCCA members are independent nonprofit agencies that advocate for debtors, counsel millions of consumers annually nationwide and provide debt management services to consumers with excessive unsecured debt. For more information or to contact an AICCCA member office call 866-703-TRUSTAICCCA (866-703-8787) or visit www.aiccca.org.