Lori Pollack

Four Financial Milestones for Gen Z

January 9, 2025

Growing up is a journey filled with milestones. From elementary school graduation to learning passions, starting a first job and, eventually, building a secure financial future.

As children transition into adults, they need financial tools and strong money management skills to thrive. So far, our nation has struggled to teach and embrace good financial literacy.

In this article, our non-profit credit counselors talk about Gen Z finances and how to help prepare your teens and young adults for financial success.

7 Steps to Build Back After Personal Bankruptcy

December 10, 2024

Declaring bankruptcy is hard. Few people care to admit they have exhausted their financial options and cannot repay their debts. While personal bankruptcy provides debt relief, managing your finances and rebuilding your credit afterward requires hard work.

In this article, FCAA member financial experts share seven ways to rebuild after bankruptcy.

Consider the consequences before declaring bankruptcy

If you are considering bankruptcy, the FCAA encourages you to exhaust all other options first. Bankruptcy is personally and financially challenging, and it should truly be a last resort.

How to Manage Your Credit Card Bills, Which Experts Say Are Late More Often

July 18, 2019

by Ann Carrns

Even with a strong economy, a growing number of people are having trouble paying their credit card bills.
Late credit card payments, while still low, have been ticking upward for the past two years, the Federal Reserve Bank of New York reported in May. Card delinquencies have been rising for borrowers under 30, in particular, but also for borrowers in their 60s, the New York Fed said.

What to do if a Bill is sent to a Collection Agency

June 19, 2019

We all know we’re supposed to pay our bills on time. But even the most responsible folks can somehow miss a payment. Addresses change, memories lapse and sometimes hard times hit.

3 Reasons Why You Shouldn’t Borrow Student Loans

June 6, 2019

by Cody Cobb

Here’s what prospective students should consider before borrowing money to pay for college.

If you’re getting ready to apply to college and don’t have the funds to pay for your entire education, you might think that taking out student loans is a necessary evil.