by Linda Jacob, AFC®, CFP®, Consumer Credit of Des Moines
If you are able to make your monthly payments on your credit cards, but the balances just don’t seem to
go anywhere, perhaps a Debt Management Plan (DMP) is right for you. You do not have to be late on
your payments to qualify for a DMP. But if you do qualify, you will be eligible for concessions from your
creditors such as lower interest rates. Depending upon your situation, you may also be making smaller
monthly payments than you currently are. [Read more…] about We Aren’t Just for People in Trouble!