Everything a credit counselor does starts with and is based upon the consumer’s budget. A budget is the truest snapshot of a consumer’s monthly financial situation. You are reading this now because you realize something in your financial life needs tweaking. Completing the FCAA Debt Decisioning Tool will let you know if you’re one of the lucky ones with money to spare after your monthly bills are paid or if you have a shortfall and need to adjust your spending.
Let’s start with your budget and get you the help you are looking for. Click here for the FCAA Debt Decisioning Tool. Upon completion/submission of your budget, you will receive:
- A copy of your budget
- A debt relief recommendation specific to your situation
- The option to follow up with an FCAA member agency licensed in your state to help you with your specific situation
Please look over your budget before submitting your worksheet and make any changes you feel comfortable making and then submit your form. Even if your recommendation is not for a debt management plan, you certainly have the option to speak with a certified credit counselor to discuss your particular situation.
Thank you for visiting the Financial Counseling Association of America’s (FCCA) website and its Debt Decisioning Tool. FCAA is a 501c3 nonprofit association whose members are nonprofit credit counseling agencies.
Over the years, FCAA member agencies have helped hundreds of thousands of consumers find their way back to financial wellbeing. Whether through financial education, budgeting, housing counseling, student loan counseling, or through a debt management plan specifically designed to help repay unsecured credit card debt, the certified credit counselors who work for FCAAmember agencies will always provide sound, unbiased information tailored specifically for your individual situation.