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Debt Freedom Tool

Get control of your finances with our helpful budgeting calculator

A budget is the most accurate snapshot of someone’s financial situation. Creating a budget helps people understand how much they are spending and where. But getting started can be hard. 

That’s where the FCAA’s Debt Freedom Tool comes in! Our useful budgeting calculator helps you discover if you have money left after paying your monthly bills or if you have a shortfall and need to adjust your spending. 

Either way, having the knowledge will put you in a much better position to manage your money!

Let’s get started! Click the button below to create your personalized budgeting worksheet. 

Please note: Review your worksheet carefully before submitting it. When you click “Submit,” our system will analyze your numbers and offer general advice. 

After you submit the Debt Freedom Tool budgeting worksheet, FCAA will send you:

  • A copy of your budget  
  • A debt relief recommendation specific to your situation
  • An option to connect with an FCAA member counseling agency licensed in your state to help you with your situation.

If you have any questions about the advice or next steps, FCAA-member credit counselors are always available to help!

Get started now with FCAA’s Debt Freedom Tool!