Try our handy budgeting calculator
Credit counseling starts with and is based on the consumer’s budget. A budget is the truest snapshot of a consumer’s financial situation. You are reading this now because you realize something in your financial life needs tweaking. Get started with our handy budgeting calculator, the Debt Freedom Tool.
Our tool enables you to discover if you have money to spare after paying your monthly bills. Or, perhaps you have a shortfall and need to adjust your spending.
Let’s start with your monthly budget to get the help you are looking for. Click to access our free budgeting tool:
Once you submit your budgeting worksheet, you will receive:
- A copy of your budget
- A debt relief recommendation specific to your situation
- The option to follow up with an FCAA member agency licensed in your state to help you with your specific situation
Please look over your budget before submitting your worksheet. Make any changes you feel comfortable making and then submit your form. The recommendation for you may not be a debt management plan. However, you still have the option to speak with a certified credit counselor to discuss your particular situation.
Get started now with FCAA’s Debt Freedom Tool
Thank you for visiting the Financial Counseling Association of America’s website and using our Debt Freedom Tool. FCAA is a 501c3 nonprofit association whose members are nonprofit credit counseling agencies. Over the years, FCAA member agencies have helped hundreds of thousands of consumers find their way back to financial well-being.
Our members can help in many ways: through financial education, budgeting, housing counseling and student loan counseling. Our financial counselors can even help assess your credit card debt, review your credit score and help you set financial goals. Imagine a debt management plan specifically designed to help you with high-interest credit card payoffs and other debt payoffs!
The certified credit counselors who work for FCAA member agencies will always provide sound, unbiased information specifically for your individual situation.