Find A Credit Counselor

Get help with your finances from a certified credit counselor

Find a Credit Counselor

Service Request

Please fill in the following information to speak with an agency for help about your individual situation. Your initial conversation is FREE of charge.

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A credit counselor can help if you are:

Making monthly credit card payments and not making a dent in your balance(s)
Paying late fees and being charged interest on your credit card balance(s)
Trying to decide which bills to pay
Regularly dipping into savings to cover your expenses
Experiencing unexpected financial burdens
Using payday loans to help pay your bills

What to know before your counseling session:

Your counseling session is always free of charge.
A certified credit counselor will review your budget with you. Your counselor’s recommendations will be made based on your specific financial situation.
You are under no obligation to enroll in a debt management plan (DMP) in order to receive counseling. A DMP is a creditor-approved plan that enables you to pay off your unsecured credit card debt(s), often at a reduced rate and with reduced or no fees.
Fees to enroll in a DMP are regulated by the states.
There may be fees for services such as bankruptcy-related services (including certificates and education courses) and other non-credit-counseling sessions (such as credit reviews and financial education).

Every FCAA credit counseling agency:

Is licensed or registered in the states where they offer services
Is held to strict operating standards
Employs nationally recognized, certified credit counselors
Will never sell your information

DISCLAIMER: FCAA members offer free financial education, counseling and appropriate options and programs to help consumers get out of debt. FCAA member agencies adhere to licensing requirements set by the states in which they offer their services to consumers.