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FCAA

The Financial Counseling Association of America

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Student Loan Types

Borrowers should explore the different types of loans before entering into a loan agreement. It is important to exhaust all federal student aid before accepting alternative loans. The major loan types include:

  • Stafford loans (subsidized or unsubsidized)
  • Perkins loans
  • PLUS loans (for Parents or Graduate/Professional Students)
  • Private loans
  • Institutional
  • State loans

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Paying for College

  • Financial Aid Application Process
  • Financial Aid Timeline
  • Financial Aid Awards
  • Rights & Responsibilities
  • Student Loan Types
  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Perkins Loans
  • PLUS Loans for Parents
  • PLUS Loans for Graduate or Professional Students
  • Private or Alternative Loans
  • Institutional Loans
  • State Loans

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