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FCAA

The Financial Counseling Association of America

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Loan Discharge

Your federal student loan debt could be discharged if you meet certain criteria, including:

  • Total & Permanent Disability
  • Death of borrower or the student for which Parent PLUS loans were borrowed
  • Bankruptcy
  • Closed School
  • False Certification of Student Eligibility or Unauthorized Payment
  • Unpaid Refund
  • Identity Theft

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Repayment Plans

  • Standard Repayment
  • Graduated Repayment
  • Extended Repayment
  • Income Sensitive Repayment
  • Income-Based Repayment
  • Income-Contingent Repayment
  • Pay As You Earn
  • Revised Pay As You Earn (REPAYE)
  • Deferment & Forebearance
  • Loan Discharge
  • Student Loan Forgiveness for Teachers
  • Student Loan Forgiveness for Public Service
  • Perkins Loan Cancellation
  • Federal Consolidation
  • Federal Student Loan Default
  • Private Student Loan Options

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