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FCAA

FCAA

The Financial Counseling Association of America

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  • 800-450-1794
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Student Loan Forgiveness for Teachers

Student loan forgiveness is available for teachers who work full-time in elementary or secondary schools, or educational service agencies, that serve low-income communities could qualify for forgiveness of their student loan debt. To check if your school qualifies, you can visit the Federal Student Aid website.

Teachers must serve at a qualifying school for five consecutive years. Certain teachers can qualify for $5,000 in student loan forgiveness, while others can qualify for $17,500, depending on qualifications.

To qualify for Teacher Loan Forgiveness, borrowers must have started borrowing after October 1, 1998, or must have had no outstanding balance on a Direct or FFEL loan at the time a new Direct or FFEL loan was taken out after October 1, 1998.

Only Stafford loans or the Stafford portions of Consolidation Loans qualify for Teacher Loan Forgiveness. PLUS loans do not qualify.

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Repayment Plans

  • Standard Repayment
  • Graduated Repayment
  • Extended Repayment
  • Income Sensitive Repayment
  • Income-Based Repayment
  • Income-Contingent Repayment
  • Pay As You Earn
  • Revised Pay As You Earn (REPAYE)
  • Deferment & Forebearance
  • Loan Discharge
  • Student Loan Forgiveness for Teachers
  • Student Loan Forgiveness for Public Service
  • Perkins Loan Cancellation
  • Federal Consolidation
  • Federal Student Loan Default
  • Private Student Loan Options

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Membership Organization

The FCAA is a member-supported 501(c)(3) non-profit national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services. Learn more about our Mission.

866-278-1567
170 NE Second St, #1908
Boca Raton, FL 34429

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