Credit and Debt Counseling
Are you having trouble balancing your budget at the end of the month? Do you wonder how you can manage to keep paying your credit card bills when income is tight? One call to an FCAA member agency will have you on the phone with a certified credit counselor who will review your budget with you. After an in-depth analysis, it might turn out that you can handle your debt load on your own. Or perhaps a Debt Management Plan is the right option for you.
If you’ve tried budgeting on your own and you are still unable to make the minimum monthly payments on your credit cards, perhaps you are a candidate for a Debt Management Plan.
Call an FCAA member agency to speak with a certified credit counselor who will prepare a comprehensive budget with you, detailing all your income and your expenses. You’ll review your outstanding credit card debts and look at viable options for repayment. If you qualify, you will make one monthly payment to the credit counseling agency who will then disburse the funds to your creditors. And yes, between trust accounts, insurance and surety bonds, rest assured your money is safe while it is with the credit counseling agency.