Financial Aid Application Process
Applying for financial aid does not need to be a challenge. See our tips for what to expect.
Financial Aid Timeline
It is important to be prepared for steps you will take in the financial aid process. Check out this timeline for a monthly guide of what to expect as you start your college journey.
Financial Aid Awards
Once you receive a financial aid award letter, you will now need to decide what aid to accept. See our tips about examining your financial aid award before making a decision.
Rights & Responsibilities
Before you agree to take out student loans, you should understand your rights and responsibility as a student loan borrower.
Student Loan Types
Borrowers should explore the different types of loans before entering into a loan agreement.
Direct Subsidized Loans
Direct Subsidized Loans offer an interest benefit where the government will pay any interest that accrues during periods of deferment. Learn more…
Direct Unsubsidized Loans
Unlike with subsidized loans, borrowers do not need to show financial need to qualify for unsubsidized loans. Learn more…
Perkins Loans
Perkins loans are federal student loans issued directly by colleges and universities, for students who show serious financial need. Learn more…
PLUS Loans for Parents
Parent PLUS Loans can be used to pay for educational expenses not satisfied by other federal aid. Learn more…
PLUS Loans for Graduate or Professional
PLUS Loans for Graduate Students can be used to pay for educational expenses not satisfied by other federal aid. Learn more…
Private or Alternative Loans
Private student loans can help fill the gap between the cost of tuition and the amount a borrower receives in federal aid. Learn more…
Institutional Loans
Institutional loans are non-federal aid provided by the borrower’s school. Learn more…
State Loans
State loans are issued by state-funded programs and can assist students who may not qualify for federal financial aid. Learn more…