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FCAA

The Financial Counseling Association of America

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Institutional Loans

Institutional loans are non-federal aid provided by the borrower’s school.

  • These loans do not offer the same benefits as federal loans.
  • The loan servicer may be the borrower’s school or an agency hired to service the loan.
  • Repayment options and interest rates differ by school.
  • Borrowers with institutional loans should contact their school or loan servicer for information about loan options.

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Paying for College

  • Financial Aid Application Process
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  • Student Loan Types
  • Direct Subsidized Loans
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  • PLUS Loans for Graduate or Professional Students
  • Private or Alternative Loans
  • Institutional Loans
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