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FCAA

FCAA

The Financial Counseling Association of America

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  • 800-450-1794
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    • Student Loan Counseling
      • Why Choose Us?
      • Student Loan Repayment Plans
      • How to Pay for College
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State Loans

State loans are issued by state-funded programs and can assist students who may not qualify for federal financial aid.

  • These loans do not offer the same benefits as federal loans
  • Interest rates may differ by state
  • Depending on the program, state loans may or may not provide more benefits when compared to private loans
  • Borrowers can contact their state’s office of education for information about these loans

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Paying for College

  • Financial Aid Application Process
  • Financial Aid Timeline
  • Financial Aid Awards
  • Rights & Responsibilities
  • Student Loan Types
  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Perkins Loans
  • PLUS Loans for Parents
  • PLUS Loans for Graduate or Professional Students
  • Private or Alternative Loans
  • Institutional Loans
  • State Loans

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