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Credit Cards

How to Manage Your Credit Card Bills, Which Experts Say Are Late More Often

July 18, 2019

By Ann Carrns

Even with a strong economy, a growing number of people are having trouble paying their credit card bills.
Late credit card payments, while still low, have been ticking upward for the past two years, the Federal Reserve Bank of New York reported in May. Card delinquencies have been rising for borrowers under 30, in particular, but also for borrowers in their 60s, the New York Fed said.

Filed Under: Credit Cards

How to Understand Your Credit Score

April 16, 2018

By Tracy East, Consumer Education Services Inc.

Does My Credit Score Really Matter?

Did you know you have not one credit score, but multiple credit scores? And here’s another surprise: Credit scores don’t just impact your financial world — they actually affect much more in your life. If you are looking to understand your credit score, we’ve got the scoop.

Your credit score is calculated based on the information contained in your credit report. You actually have 3 credit reports — one from each of the credit scoring bureaus, Equifax, Experian and TransUnion. [Read more…] about How to Understand Your Credit Score

Filed Under: Credit Cards, Credit Score

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