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Perkins Loan Cancellation

Borrowers with Perkins loans have special cancellation benefits in certain situations. Borrowers should contact their school or loan servicer for information about applying for Perkins loan cancellation.

Instances in which a borrower could qualify for Perkins Loan cancellation include:

  • Death of borrower
  • Total and permanent disability of borrower
  • School closed before borrower could complete program
  • Service in U.S. armed forces in hostile fire or imminent danger pay area
  • Full-time law enforcement or corrections officer
  • Full-time firefighter
  • Peace Corps of VISTA volunteer
  • Full-time nurse or medical technician
  • Full-time attorney working at a federal public or community defender organization
  • Librarian with a master’s degree employed at an elementary or secondary school or public library that receives Title I funds.
  • Full-time worker at a public or nonprofit child or family-services agency that serves high-risk children and families from low-income communities
  • Full-time employee in the education section of a Head Start program
  • Full-time qualified professional provider of early intervention services for the disabled
  • Full-time special education teacher of children with disabilities in a public or nonprofit elementary or secondary school
  • Full-time teacher of science, math, foreign languages, bilingual education, or other fields identified as teacher shortage areas

Instances in which a borrower could qualify for Perkins Loan cancellation for service that began on or after August 14, 2008:

  • Full-time employee in a prekindergarten or child care program licensed or regulated by a state
  • Full-time special education teacher of children with disabilities in an educational service agency
  • Full-time teacher in a designated educational service agency that serves students from low-income families
  • Full-time speech pathologist with a master’s degree working in an elementary or secondary school that receives Title I funds
  • Full-time faculty member at a tribal college or university

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